Need an appraisal in Parma or Cuyahoga County?
The top seven reasons Ohio homeowners need TNT Appraisals, Inc.:
At TNT Appraisals, Inc., we understand the individual needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate industry that probably doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at TNT Appraisals, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a region that is declining. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from TNT Appraisals, Inc. is your number one weapon when challenging your property tax assessment.
Appraisals to cancel PMIA fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you do away with unneeded and unwanted PMI insurance.
HELOC recently frozen?Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from TNT Appraisals, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? An appraiser from TNT Appraisals, Inc. can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.